What Is Lifecare?
Lifecare at Shenandoah Valley Westminster-Canterbury (SVWC) is a smart, forward-thinking choice for those seeking predictable senior living costs and comprehensive care in a trusted Life Plan Community. With a one-time entrance fee and a consistent monthly payment, you have guaranteed access to on-campus continuing care in Winchester, Virginia, if ever needed, with minimal change in your monthly fee. It’s a confident way to protect your peace of mind and remain in the community you love, no matter how life unfolds.
Lifecare Options
SVWC offers a Type A Lifecare contract – the most comprehensive option available in a Life Plan Community. Your one-time entrance fee and consistent monthly payment include your residence, campus amenities, and guaranteed access to comprehensive care on campus if your needs change, including our Assisted Living, Memory Care, Skilled Nursing, and Therapy services.
To support a variety of financial planning goals, SVWC offers standard contracts along with 50% and 95% refundable entrance fee options. These plans provide estate protection, financial flexibility, and peace of mind as you plan for the future in a community you trust.
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Admission Criteria
As a Life Plan Community offering Type A Lifecare, we take care to ensure that each resident’s needs can be met now and in the future.
The process includes a confidential financial review based on income and assets, along with a health and wellness evaluation to confirm your readiness for independent senior living. The health assessment includes a physical exam by your physician and a cognitive evaluation conducted by a member of our social services team.
Our clinical team also reviews your ability to manage activities of daily living to ensure the right level of support is in place from the start. These evaluations typically take place about 60 days before your contract start date.
All applications are carefully reviewed by our admissions committee. SVWC welcomes residents without regard to sex, race, religion, disability, creed, national origin, or employment history. The minimum age for residency is 60.
Refund Options
The traditional Lifecare and Modified Care Entrance Fee Plans have a 5% administrative fee and are 95% refundable for the first 12 months at Westminster-Canterbury. For months 13 through 50, the refund amount decreases incrementally as the fee is amortized at a rate of 2.5%.
In the event of death during the refund period, these amounts are payable to your estate. We also offer 50% and 100% estate-preservation options if you want your estate plan to include additional monies for your beneficiaries. Information about these plans is available upon request. You have nothing to risk and everything to gain by learning more.
FAQs
Lifecare is a comprehensive senior living contract that combines your residence, services, and lifelong access to care in one financially predictable plan. Lifecare includes independent living with priority access to higher levels of care, such as Assisted Living, Memory Care, Skilled Nursing, and Therapy Services, all provided conveniently on our Winchester, VA campus.
Lifecare offers more than convenience; it offers long-term peace of mind and financial protection. At SVWC, a leading Life Plan Community in Northern Virginia, Lifecare means you can enjoy maintenance-free senior living today, with guaranteed access to care tomorrow under one predictable monthly fee. It helps safeguard your assets, reduces the uncertainty of rising care costs, and ensures you're supported in the community you already know and love.
The Type A Lifecare contract at SVWC is a straightforward plan designed for long-term financial stability and continuing care assurance. You pay a one-time entrance fee and a consistent monthly service fee that covers your residence, access to campus amenities, and guaranteed care services if your needs change.
Unlike traditional insurance, Lifecare gives you guaranteed access to care right on the SVWC campus with no claim forms or reimbursement delays. If you already have long-term care insurance, our team can help you understand how your policy may work alongside your Lifecare contract. Either way, Lifecare gives you control and clarity that insurance alone often cannot.
Couples are welcome at SVWC, and Lifecare contracts are designed to support both partners. If one of you needs more care later, you can receive it on campus while still living close together, without added cost surprises or disruptions.
As a non-profit community, SVWC is committed to standing by residents in times of hardship. Through our Fellowship Fund, we offer financial assistance to those who qualify, so that residents can remain in their homes and continue receiving care, even if circumstances change unexpectedly.